Santa Rosa Mortgage Agent Construction Lending

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Northern California Mortgage Resource Center

Construction Lending

With this adjustable rate mortgage, you have up to four different payment options every month. You choose your payment type based on your cash-flow needs and your financial goals. Your monthly payment options include: the minimum payment (available during the first five years of the loan - on 1/5/05 it was 1.75%); the interest-only payment; the fully amortized payment; and the 15-year payment. The rate of this mortgage adjusts monthly according to the LIBOR index.

Construction Loan Programs:
  • If you would like no payments during construction
  • If you want alternative credit qualifying; stated income, stated income/stated assets, or no ratio
  • 100% financing for primary residence construction including lot purchase up to 1.3 million dollars
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September 4, 2010